The Federal Pell Grant is the largest federal grant program and is the foundation of a student's total "aid package". Eligibility is determined by the federal government using a standard formula for all applicants based on the data provided on the FAFSA.
For the 2014-15 academic year, the maximum Pell Grant is $5,730 based on full-time enrollment for the school year (Fall 2014 and Spring 2015). Pell Grant awards are adjusted if you enroll in less than 12 units per semester.
New regulations effective July 1, 2012 limit the receipt of a Pell Grant to 6 fulltime years. This includes community college, vocational schools and four year public and private universities. This limit will be tracked by the U. S. Department of Education. Once you earn a Bachelor's Degree, you are no longer eligible for a Pell Grant, even if you have not received the entire 6 years of fulltime eligibility. In addition, you must also meet and maintain Satisfactory Academic Progress standards to remain eligible each year.
Federal Supplemental Education Opportunity Grant (FSEOG) is a federal grant program designed to assist students who have the greatest demonstrated financial need and who are also Pell Grant eligible.
For the 2014-15 academic year, the maximum SEOG is $400 for students enrolled in 12 or more units. Awards are prorated for students enrolled halftime or three-quarter time. Students must be enrolled in at least 6 units to qualify. Awarding of FSEOG funds is extremely limited due to the small amount of funds received each year, so apply early.
Cal Grants are state-funded, need-based, cash grants given to California college students to help pay for college expenses. Students at IVC may receive either a Cal Grant B or C. Initial eligibility is made by the California Student Aid Commission (CSAC) which establishes income, asset and GPA requirements annually.
The deadline date for high school students to apply for entitlement grants and for university transfer students to apply for competitive grants is March 2nd. All students must file a FAFSA and submit a GPA verification to CSAC by the deadline. IVC students who have completed 16 degree applicable units will have their GPA automatically calculated and submitted to CSAC. Community college students wishing to apply for a competitive grant also have a second filing deadline of September 2nd.
This grant pays up to $1,648 per year. To be eligible, in addition to meeting federal aid requirements, a student must:
This grant pays up to $547 per year. To be eligible, in addition to meeting federal aid requirements, a student must:
For more information on Cal Grants and other programs administered by CSAC please visit: www.csac.ca.gov
Federal Work Study (FWS) allows students the opportunity to earn part of their financial aid by working in assigned jobs, both on and off campus. For the 2014-15 academic year, the maximum initial award is $3600. FWS funds are extremely limited.
Imperial Valley College does not participate in the Federal Student Loan Programs. Educational loans are available from a variety of private lenders, however, Imperial Valley College does not maintain or promote any specific private education loan lenders. Imperial Valley College recommends that students apply for Federal grants and other assistance under the Title IV HEA programs prior to considering private educational loans as the terms and conditions may be more favorable under these programs. Students who choose to accept a private educational loan are entitled to specific disclosures from the lender as specified in Truth in Lending 15 U.S.C. 1638(e): Click here to review the disclosures.
Some private educational loan lenders require school certification. Imperial Valley College will not certify a private educational loan without a current aid year Free Application for Federal Student Aid (FASFA) on record and all federal and state grand aid eligibility determined and processed. Upon request, the financial aid staff will assist a student with information necessary to complete a self-certification form. Students may access electronic self-certification forms directly from the lender's website.
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